Title Vs. Deed - What is the difference?

Two common terms you hear when buying a home are Title and Deed. What is the difference? Simply, Title refers to the bundle of rights associated with the ownership of a piece of property and Deed refers to the document that proves ownership. There are four types of Deeds: General Warranty Deed - Provides the greatest protection to the buyer because the seller is legally bound to certain covenants or warranties. These warranties include: Covenant of Seisin – Seller warrants that they have the right to sell the property. Covenant Against Encumbrances – Seller guarantees that the property is free of any and all liens except as stated in the deed. Covenant of Quiet Enjoyment – Seller guarantees

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